AMERICA’S REAL INSIDER THREAT

AMERICA’S REAL INSIDER THREAT

Democrat Rep. Chris Murphy is on to something, and it could be the end of America as we know it.

If the Democrat Party spent “more time” focusing on “cost of living” like mayoral nominee Zohran Mamdani did, “we’d probably win a lot more elections,” Murphy said on MSNBC.

And he’s right. Even some on the right acknowledge that Mamdani is a Trump-esque populist of leftism, overturning an elderly and calcified Democrat establishment. It would be our doom, however, if this brand of populism caught on in the wider leftwing electorate.

Perhaps you think I’m overstating or exaggerating. I’m not apt for political hyperbole, especially when it comes to the political right’s constant shrieking over “socialism” and “Marxism.” Consider me thoroughly scarred from the years of Glenn Beck’s chalkboard on Fox News, where literally everything had a line leading back to both. Or Nazis.

Still, I don’t think I’m exaggerating in this case because the economics of Mamdani’s overwhelming win in NYC are measurable and objective. Perhaps ironically, in this case, it all does lead back to socialism, specifically the federal student loan regime.

I’m not going to break down a complete and comprehensive history of federal student loans. Loosely, they’ve ballooned from just $50 billion in 1990 to a few hundred in 2010 and rocketed to an astounding $1.6 trillion in 2025.

The bottom line is they’ve betrayed an empty promise we made to kids spanning back at least two generations, that if they went to college, they’d be more financially secure.

The exact opposite has occurred.

Almost 45% of the current American population has at one time or another held student loan debt. The vast majority of current borrowers under 30 will not pay off their debts until their late 40s or early 50s, according to publicly available data. That number exceeds 40 million people and is still climbing at a dizzying rate.

These same borrowers also attended colleges vastly different from the ones we attended. Post-2010 universities gorging on the federal government’s loose lending practices rapidly expanded easier academic courses of study in order to enroll more borrowers, namely those we on the right call “woke.” They also rapidly expanded their administrations, including HR and diversity departments.

It’s in these increasingly leftist madrassas that every student debt holder marinated for years – from STEM majors and English majors all the way to such nonsense as Queer Theory. Then, once their brains were thoroughly pickled, they were unceremoniously shoved into a world of private enterprise that patently did not care if they could ever afford both their loan obligations and the down payment on a home.

And that last part is crucial: It looks very likely that most people under 30 will never own a home. Going further, they are personally capital negative and will remain capital negative for most of the next 20 years, if not longer.

In other words, they are worth less than nothing, as far as markets are concerned. It’s simple math: The more people we have in this country that are worth less than nothing, the more attractive militant socialism becomes.

(As an aside, an interesting anomaly in the demographics between Cuomo and Mamdani. Cuomo was +19 among people making less than $50,000 a year. But only a tiny fraction of people making less than $50,000 a year have student loan debt! Thus, the working class is still apt to be moderate rather than radical leftists.)

To make matters worse, it’s hard to devise a compelling message that would blame the actual culprit: Socialist economic policy seeking to make college accessible to everyone! Koombaya!

You try explaining to an English degree holder that *actually* your degree is the problem.

No, instead most of these people will blame what Mamdani has chosen to blame: Landlords, private grocery chains, private enterprise. As such, the only solution is more state seizure and control over private enterprise. More free money even. More of the exact problem that landed us here in the first place.

Some on the right hoped for Mamdani to win so that people would see his socialist policies for what they are: Historically consistent failures. But they won’t blame his ideas. They’ll simply blame him. Insert the old cliche about “real socialism” here.

As much as Trump has done that I believe has brought America back to a state of global supremacy, I have not seen much on this real insider threat.

A simple solution would be to put colleges on the hook for some percentage of loan defaults. Half would do it. Critical Theory departments would shutter overnight.

Or, we could just stop funding anything but the last two years of anyone legitimately pursuing something in STEM. Same result.

That would chap the hind quarters of party Dems, though, considering humanities and interdisciplinary mumbo jumbo act as talent pipelines for liberal institutions whose primary modus is political agitation.

Trump could do two-birds-one-stone on this one. Bleed the liberal bourgeoisie of its recruiting grounds and put an end to the growing economic justification for socialism.

Each journey begins with a first step, as they say.

Sadly, I just haven’t seen it yet from Trump 2.0.

AUTHOR

Geoffrey Ingersoll

Editor at Large

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